Motor Third-Party Liability (TPL) insurance for tractors is a legal requirement for all owners of agricultural and forestry tractors. This policy protects the owner from financial losses if the tractor or its attachments cause damage to third parties or property while moving on public roads or working areas.
What is covered:
-
Material damage: Damage to other vehicles, fences, poles, and other private or public property.
-
Non-material damage: Medical expenses and compensation for bodily injuries or disability of third parties caused by the tractor.
-
Attachment risks: Damage caused by legally mounted agricultural tools during transport.
Who is it for:
-
For farmers and companies using tractors registered in Montenegro.
-
For owners of tractors used in forestry or municipal services.
-
For tractors with foreign license plates (Frontier Insurance / Granično osiguranje).