Motor Third-Party Liability (TPL) insurance for special-purpose vehicles is a mandatory policy tailored to the specific functions of your vehicle. This insurance protects the owner from financial claims from third parties in the event of an accident involving special equipment.
What is covered:
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Material damage: Damage to other vehicles, road infrastructure, and property during the operation of the special vehicle.
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Non-material damage: Medical expenses and compensation for bodily injuries to third parties.
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Specific risks: Liability for vehicles with right-of-way priority or specialized mounted equipment.
Who is it for:
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Owners of tow trucks, ambulances, fire trucks, and funeral vehicles.
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Any vehicle with a specific technical purpose registered in Montenegro.
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Special-purpose vehicles with foreign license plates (Frontier Insurance / Granično osiguranje).