Motor Third-Party Liability (TPL) insurance for passenger vehicle trailers is a legal requirement. Even though a trailer has no engine, it can cause significant damage to third parties, which is why it must have a valid insurance policy independent of the towing vehicle.
What is covered:
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Material damage: Damage to other vehicles, fences, or third-party property caused by the trailer (e.g., detachment or impact during maneuvers).
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Non-material damage: Medical expenses and compensation for bodily injuries to third parties resulting from an accident involving the trailer.
Who is it for:
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Owners of light trailers and utility trailers registered in Montenegro.
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Owners of boat trailers, camping trailers (caravans), and cargo trailers for cars.
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Trailers with foreign license plates entering Montenegro (Frontier Insurance / Granično osiguranje).