Motor Third-Party Liability (TPL) insurance for minibuses with up to 15 seats is a legal requirement. This policy protects you from financial liability if your vehicle causes damage to third parties and includes mandatory passenger accident insurance, essential for transport services.
What is covered:
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Material damage: Damage to other vehicles, buildings, or property in a traffic accident.
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Non-material damage: Medical expenses, compensation for bodily injuries, or disability of third parties.
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Passenger Insurance: Mandatory protection for passengers against accidents during the journey (boarding and exiting included).
Who is it for:
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Owners of minibuses (D1 category) registered in Montenegro.
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Travel agencies, transfer services, and companies transporting employees.
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Minibuses with foreign license plates entering Montenegro (Frontier Insurance / Granično osiguranje).