Motor Third-Party Liability (TPL) insurance for trucks with a load capacity over 1 ton is a legal requirement for all carriers and truck owners. This policy protects your business from significant financial losses if your vehicle causes damage to third parties during transport operations.
What is covered:
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Material damage: Damage to other vehicles, infrastructure (bridges, fences, tunnels), and other people's property.
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Non-material damage: Compensation for bodily injuries, medical expenses, or disability of third parties caused by an accident.
Who is it for:
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For companies and entrepreneurs with vehicles registered in Montenegro.
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For trucks with foreign license plates entering Montenegro (Frontier Insurance / Granično osiguranje).
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In addition to the standard policy, it is recommended to arrange: Green Card for international transport or Casco insurance for the vehicle itself.